How Can We Help You?

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Personal Loans

Whether you are planning a home renovation, consolidating debt, or facing unexpected expenses, our personal loans provide a flexible solution. Our experienced lending team is ready to guide you through every step, ensuring you have a suitable loan to meet your financial objectives.

Learn More About Personal Loans


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Business Banking

At OCSB we are committed to helping your business grow. Our dedicated team of banking professionals is always ready to provide personalized service tailored to your unique business requirements.

Learn More About Business Banking

Why Choose Owen County State Bank?

Supporting Our Communities

Supporting Our Communities

OCSB is committed to fostering local growth.

Learn more or request a sponsorship

You're More Than Just a Client

You're More Than Just a Client

We know you by name and create tailored solutions for your life - it's how we go above and beyond to build long-lasting relationships.

Learn how we can help you

Experience Matters

Experience Matters

For more than 90 years Owen County State Bank has helped people, businesses and communities grow.

Learn more of OCSB's history

Customer Service

(812) 829-4811

Monday – Friday: 8:00 am – 5:00 pm
Saturday: 9:00 am – 12:00 pm

Telephone Banking:
(800) 684-3168

Lost or Stolen Card:
Debit: (800) 523-4175
Credit: (800) 883-0131

Need Help?

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Security Notice: This form is for general contact inquiries only. For your own security, please do not put personal information such as bank account numbers, loan numbers, social security numbers, etc. into this form. If you need to contact a member of our staff to provide them with this information, please call the numbers provided.