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Privacy Policy

FACTS WHAT DOES OWEN COUNTY STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Income
  • Account balances
  • Payment history
  • Credit history
  • Credit scores
How? All Financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons OWEN COUNTY STATE BANK chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does OWEN COUNTY STATE BANK Share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies No No
For our affiliates' everyday business purposes –
information about your transactions and experiences
No No
For our affiliates' everyday business purposes –
information about your creditworthiness
No We do not share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We do not share
To limit our sharing Mail the form below

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call 812-829-4811
Mail-In Form
Mark any/all you want to limit:
[   ] Do not allow your affiliates to use my personal information to market to me
Name   Mail To:
Owen County State Bank
Attn: Bookkeeping Dept.
201 W. Morgan St.
PO Box 151
Spencer, IN 47460 - 0151
Address  
City, State, ZIP  
Who we are
Who is providing this notice? OWEN COUNTY STATE BANK
What we do
How does OWEN COUNTY STATE BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to it.
How does OWEN COUNTY STATE BANK collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Deposit money
  • Pay your bills
  • Apply for a loan
  • Use your credit or debit card
Why can't I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include:

  • Owen Financial Corporation
  • Owen Financial Insurance LLC
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • OWEN COUNTY STATE BANK does not share information with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include Account Benefits Companies and Insurance Companies

Rvs. 12/2017

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