Staff Banner

Our Staff & Directors

Main

Our Philosophy

Owen County State Bank is proud to be a community bank. We've served Owen County with dedication for over 90 years, and we're excited to extend our local, personal service to our neighboring counties of Monroe, Lawrence, Greene, and Knox.

Being a COMMUNITY bank means more than just business; it's about supporting local schools, organizations, and causes that matter to our communities. Our team is our greatest asset, and we see our customers as family, not just numbers. We make all our lending decisions locally, ensuring quick approvals and understanding your needs. Even as a small bank, we believe we can make a big difference for you.


Directors

Headshot photo of Board Member Gordon L. Wells

Gordon L. Wells

 Retired CEO / President, OCSB

Headshot photo of Board Member Charles E. Hines

Charles E. Hines

Retired CFO, OCSB

Robert Taylor

Robert E. Taylor

President / CEO, OCSB

Becky L. Brown

Owner, Brown & Associates

Michel J. King

Michel J. King

Vice-Chairman, Dentist

Headshot photo of board member Steven K Pedigo

Steven K. Pedigo

Chairman, Retired Owner, West Parrish Pedigo Funeral Home

Headshot photo of board member Timothy L. Vest

Timothy L. Vest

Owner, General Interiors

Scott L. Rink

Scott L. Rink

President / CEO, Commercial Service

David Reed

David Reed

Owner/President, Local Business Enterprises, LLC

Senior Management

Robert Taylor

Robert E. Taylor - President / CEO (Bob)

A native of Bloomington, Indiana, and graduate of Bloomington North and Indiana University, Bob as President & CEO is responsible for the daily operations of the Bank, as well as the long-run strategic direction of the Bank. Bob has 39 years' banking experience and has been an executive officer for over 20 years. Under Bob's leadership, the Bank has experienced steady growth and has opened five new Banking Centers (Bloomington, Linton, Bloomfield, Bedford and Bicknell). Bob's passion is to make sure that all employees do everything they can to fulfill the Bank's mission statement.

Danielle Connor

Danielle Conner - Executive Vice President

Danielle is a native of Spencer, Indiana and a graduate of Owen Valley High School. She earned her Bachelor's Degree in Business Management from Indiana Wesleyan University. She graduated from the Graduate School of Banking in 2017. She is responsible for retail, accounting, operations, IT, compliance, and quality control for the Bank. Danielle also leads our marketing and is actively engaged in community outreach. Danielle lives in Spencer with her husband Chris and their son Matthew.

Michelle Deford

Michelle DeFord - SVP Human Resources Director

Michelle is a graduate of Indiana University with a Bachelor’s Degree in Business Management, and is a native of Shoals, Indiana.  With more than 33 years’ experience at Owen County State Bank, Michelle has held various roles.  Currently, Michelle is responsible for human resources covering 80+ employees among 7 locations.  Michelle represents the Board of Directors as Secretary and is also the liaison for Owen Financial Corporation shareholders.

Cindy Kinnarney

Cindy Kinnarney - SVP Lending Operations

Cindy is a native of Southern Indiana, a graduate of Indiana University, and proud Air Force Veteran. Cindy is primarily responsible for the Lending team and Lending operations of the Bank.  She also works to execute on the Bank’s strategic direction working collaboratively with other senior management team members. Cindy has 29 years of commercial banking experience and has called Bloomington area home for 20 years. Cindy is proud to have served in several community leadership roles over her time in Bloomington and continues to serve her community in various volunteer capacities.

Commercial and Mortgage Lenders

Chris Conner

Chris Conner

VP Senior Commercial Lender
Spencer Banking Center

(812) 650-7599

Jerry Cravens

Jerry Cravens

VP Business Development
Spencer Banking Center

(812) 935-4816

Sara Glass

Sara Glass

AVP Mortgage Loan Originator
Spencer Banking Center
(NMLS 763400)

(812) 652-6013

Brad Pressley

Brad Pressley

VP Commercial Lender
Spencer Banking Center

(812) 935-4814

Tina Jackson

Tina K. Jackson

AVP Mortgage Loan Originator
Spencer Banking Center
(NMLS 1488228)

(812) 652-6008

Matthew Montgomery

Matthew B. Montgomery

VP Mortgage Sales
Bloomfield Banking Center
(NMLS 794122)

(812) 829-0040

Marilyn Price

Marilyn Price

VP Commercial Lender
Bloomington Lending Center

(812) 935-5634

Banking Center Managers

Angie Bainter

Angie Bainter

AVP Spencer Banking Center

(812) 652-6026

Brenda Hutton

Brenda K. Hutton

AVP Ellettsville Banking Center

(NMLS 2734804)

(812) 935-4813

Michelle Jenkins

Michelle A. Jenkins

AVP Bedford Banking Center

(NMLS 1118662)

(812) 804-1012

Angelica Manning

Angelica Manning

VP District Manager Retail Banking
Bloomington Banking Center
(NMLS 2724909)

Denise Niga

Denise Niga

AVP Gosport Banking Center

(NMLS 848669)

(812) 879-4219

Kandi Thompson

Kandi Thompson

AVP Bicknell Banking Center

(NMLS 260892)

(812) 757-4352

Jennifer Kelley

Jennifer Kelley

AVP Bloomington Banking Center

(NMLS 2734803)

(812) 935 0406

Contact Your Local Branch Locations