Business Loans
We want to be your banking partner to help you grow.
Deciding on a lending partner is an important decision and Owen County State Bank would like to be your choice. As a community bank we are able to work outside the box, this provides creative solutions for short term or long term financing needs. It also allows us to provide a quick response and turn times. As your banking partner we can give you tailored solutions whether its a need for working capital lines of credit, leasing, equipment loans, owner occupied & investment real estate, or SBA financing. Our consultative approach gives you more options and our years of experience gives you a better customer experience. We look to earn your trust and business and we do this through relationships and not transactions.
Real Estate Loans
With a real estate loan we can help you purchase new land or already developed commercial property for your business. Build your dream building on the perfect location for your business with the help of a real estate loan from Owen County State Bank.
*Subject to credit approval. Please contact Owen County State Bank for current interest rates. Owen County State Bank is an Equal Housing Lender.
Construction Loans
Our commercial construction loans are built for you. Whatever you're building, our experienced lenders will work with you every step of the way.
*Subject to credit approval. Please contact Owen County State Bank for current interest rates. Owen County State Bank is an Equal Housing Lender.
Lines of Credit
We know businesses have to adapt and evolve in order to succeed. When you need to make a purchase, meet working capital or seasonal needs, or fund the next big move for your business, Owen County State Bank can help give you the money you need exactly when you need it. A line of credit could be the most convenient way to help your business.
*Subject to credit approval. Please contact Owen County State Bank for current interest rates. Owen County State Bank is an Equal Housing Lender.
SBA Loans
At Owen County State Bank, we're in business for your business. When you get an SBA Loan from us, you start a relationship with a bank where we care about making your business successful just as much as you do. Whether you're starting a new business or expanding to new locations, our tram of lenders can help you succeed with an SBA loan.
*Subject to credit approval. Please contact Owen County State Bank for current interest rates. Owen County State Bank is an Equal Housing Lender.
Fair Lending in Our Community
It is our position to comply with the intent of all applicable consumer and fair lending laws. Our policies and procedures reflect this bank's commitment to serving Owen, Monroe, Greene, Lawrence and surrounding areas in a fair and equitable manner. The bank's lending resources will be allocated in a process consistent with prevailing or anticipated economic conditions in accordance with sound asset management practices. No individual will be denied the services of Owen County State Bank due to discrimination because of race, color, religion, sex, marital status, or age. Employees are instructed to treat all persons fairly and not to discourage any from applying for credit. Owen County State Bank will accept and consider all signed and submitted applications for credit and will grant such credit based on safe and sound banking principles.