Whether you are trying to take out a mortgage on a house, lower your interest rates, or simply save money on future loans, your credit score is an important number. It reflects your past financial trustworthiness and tells businesses and banks whether you are responsible with your money. Improving your score, therefore, can help save thousands of dollars and make dealing with banks and loan officers much easier. Here are five steps you can take to improve your score.
If you’re applying for a small business loan, you’re going to want to establish a strong relationship with a financial lender. They have the money. You need the money. So it’s a good idea to know what to expect in the loan application process. Here’s what banks are looking for in a potential candidate.